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fff University

fff University: Money Scams

7.28.09

The web is packed full of idiotic money scams. Packed full. So it takes skeptical surfer to avoid all of the financial land mines. Recently, the Google Blog offered tips on how to avoid these scams. Here are three of the best:

Before you fill out a form or give someone a credit card, do a [...]

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fff University – The Mutual Fund

5.26.09

Ok, here we go. Just about everything you ever wanted to know about mutual funds…
What is a Mutual Fund?
Wikipedia says it is “a professionally managed type of collective investment scheme that pools money from many investors and invests it in stocks, bonds, short-term money market instruments, and/or other securities. The mutual fund will have a [...]

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fffU: Savings, CDs, and Money Market Funds Explained

4.13.09

Savings, CDs and Money Market Funds Explained
The fine folks over at Mint.com offer some very simple definitions for Savings accounts, CD’s, Money Market accounts, and the varieties of each. A few include:

Savings Accounts
The good thing about a savings account is that you have access to your cash whenever you need it and if you open [...]

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FFF University: Renter’s Insurance

9.25.08

First & foremost, if you live in a apartment or rental property of any type, you need renter’s insurance. Why? Well, you know that 400 pound man that lives above you? The one that stomps around in the size 15, steel-toed work boots at 3am. The one that plays fetch with his 3 german shepherds [...]

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fff University: The 401(k)

8.19.08

Despite popular belief, 401(k) is not the classified name of a top-secret government agent. I know, that’s shocking. However, a 401(k) is a powerful retirement tool – and a tool you ought to know about.
The name itself, “401(k)” refers to IRS tax code. Note: tax code is a safer alternative to common sleep aid – [...]

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Financial Fear & The End of the World!

8.3.08

Recently in California (no comment) we have people standing in line to withdraw their money after a bank went under. It is reminiscent of the Great Depression. Shouldn’t people get worried? Not hardly. The important thing to remember in times like this is that financial decisions based on fear are never [...]

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fff University: Investing in Gold?

7.25.08

If you have watched the news recently, you have certainly been made aware that within the next 12 days the world will end and the entire U.S. Economy will be shattered like Milli Vanilli’s hopes of a “comeback.” But, if you have a decent memory, you can remember the last 27 times the world ended [...]

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fff University: Being ‘Upside-Down’

7.15.08

Being Upside-Down is Only Fun on a
Rollercoaster!
You don’t want to be found “upside-down” unless you are spending a day at Six Flags (which I would recommend, and if you do go, you can usually get a coupon/deal off their website.) Anyway, being “upside-down” is a term meaning that you owe more on an item than [...]

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fff University: The Budget

7.12.08

That’s right, I said it. Budget. I’ll say it again. Budget. A word that strikes fear in the hearts of so many. Budget!! Here’s the thing about budgeting, everyone has to do it. It doesn’t matter how much water you have, if your cup has a hole in it, you’ll die of thirst.
In my humble [...]

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fff University: A Debt-Free Lifestyle

6.2.08

Here are two “un-traditional” reasons to consider before taking on debt.
Countless arguments can be made for the advantages of debt/leverage/etc. while sitting behind a financial calculator in a world where $%^* doesn’t happen. I think there are two simple things to remember when considering debt:
1. There is more to life than money.
2. There is [...]

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